WHAT YOU SHOULD KNOW BEFORE HIRING A CAR LOAN-LINKED INSURANCE

WHAT YOU SHOULD KNOW BEFORE HIRING A CAR LOAN-LINKED INSURANCE How the mortgage or any other loan, when you apply for funding to pay for your car's raining you proposals for insurance of all kinds. For example, any loan or credit entity, surely the Bank or any other company credit, you offer life insurance linked to the loan. In the case of loans to buy a car, many banks also offer you that you purchase the insurance with them. Before...

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TIPS FOR HIRING A CAR INSURANCE IF YOU ARE UNDER 26 YEARS OLD

TIPS FOR HIRING A CAR INSURANCE IF YOU ARE UNDER 26 YEARS OLD If you just take the driver's license and have less than 26 years old, it is very important to have in mind that the insurer will look at your case with Magnifier. But that doesn't mean that you can not get a good insurance at an acceptable price. The important thing is to do things well. First, you must take into account that the price of the insurance depends on the car you...

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WHAT IS WHOLE LIFE INSURANCE?

WHAT IS WHOLE LIFE INSURANCE? It is likely that you've heard about whole life insurance: what? What it differs it from normal life insurance? What advantages do you have? If you've done yourself any of these questions, want to the information we have prepared for you in this article in which we will respond to these and other questions about whole life insurance. Life insurance is one of the modalities of insurance most popular in the...

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IS THE CURRENT PUBLIC PENSION SYSTEM SUSTAINABLE?

IS THE CURRENT PUBLIC PENSION SYSTEM SUSTAINABLE? Many wondered if, as things stand, we will charge a State pension when us retirement, at least one decent pension that allows us, at least, survive without having to rely on others. But seeing that many retirees of today who have only their pension see and want them to make ends meet, the expectations are not very good, the truth. If to this we add the opinion of the experts, the thing...

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WHAT IS THE DIFFERENCE BETWEEN LIFE INSURANCE AND A FUNERAL INSURANCE?

WHAT IS THE DIFFERENCE BETWEEN LIFE INSURANCE AND A FUNERAL INSURANCE? While life insurance and death insurance are policies that are activated with the death of the insured, the truth is that they are very different, and their coverage are different. Although both cover the same risk, the death of the insured, with a financial benefit, each insurance makes it differently. Another point that life insurance and insurance of deaths have...

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WHAT DETERMINES THE PREMIUM FUNERAL INSURANCE?

WHAT DETERMINES THE PREMIUM FUNERAL INSURANCE? One of the reasons why the insurance of deaths are one of the most popular in Spain insurance is because the premium that must be paid by the policy is not too high. However, as you might guess, this premium is not equal for everyone, and depends on many factors, being the more decisive the age of the insured and the rising prices of funeral services. This means that, the greater the person...

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WHAT REASONS CAN CLAIM AN INSURER TO REFUSE PAYMENT OF LIFE INSURANCE?

WHAT REASONS CAN CLAIM AN INSURER TO REFUSE PAYMENT OF LIFE INSURANCE? If the terms of the contract are met, collect life insurance compensation not should be no problem. But, in some cases, it may be the circumstance that has not met any of the terms or given circumstances why the insurance company reject the claim of the beneficiaries of life insurance. Then we will see what are the reasons for which an insurer may refuse to pay the...

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WHAT IS THE LAW OF REPETITION OF THE INSURER?

WHAT IS THE LAW OF REPETITION OF THE INSURER? The law of repetition of the insurer is a concept of applies to the vehicle insurance. The right to repeat empowers the insurance company to claim the insured paid once the compensation, if a series of specific circumstances. According to article 10 of the law of Civil liability and insurance in the vehicle driving motor, the insurer, after payment of compensation, may be repeated: Against...

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DO YOU COVER SENIOR CITIZENS HEALTH INSURANCE?

DO YOU COVER SENIOR CITIZENS HEALTH INSURANCE? It is no secret: as you get older it is harder to take out health insurance. And when I say old I mean not to have 70 or 80 years. Having 60 or 65 years is already being very old for health insurance. In fact, if you've already reached that age it is very difficult to take out health insurance. Another thing is that already have contracted insurance for years. In that case, it is easier to get...

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WHAT IS THE COMMITMENT TO PENSIONS?

WHAT IS THE COMMITMENT TO PENSIONS? Pension commitment is a concept coined by law 8/1987 plans and pension funds. This law was repealed, and replaced by Royal Legislative Decree 1/2002, by which the recasted text of the law of regulation of plans and pension funds was approved. This law defined what was meant by commitments for pensions. Pension commitments are those commitments arising from contractual or legal obligations of the employer...

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WHO PAYS FOR THE DAMAGE CAUSED BY A CAR WITHOUT INSURANCE, UNKNOWN OR STOLEN?

WHO PAYS FOR THE DAMAGE CAUSED BY A CAR WITHOUT INSURANCE, UNKNOWN OR STOLEN? The Consorcio de Compensación de Seguros should be responsible for compensation, with the same economic limits of the assurance of obligatory subscription in the following cases: Personal injury insurance occurred in Spain, in cases in which the causal vehicle is unknown. Damage to persons and goods, caused with a vehicle which has its usual parking in...

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Cómo utiliza Google las cookies

Una cookie es un pequeño fragmento de texto que los sitios web que visitas envían al navegador y que permite que el sitio web recuerde información sobre tu visita, como tu idioma preferido y otras opciones, lo que puede facilitar tu próxima visita y hacer que el sitio te resulte más útil. Las cookies desempeñan un papel muy importante, ya que sin ellas el uso de la Web sería una experiencia mucho más frustrante. Google utiliza cookies con diversos fines, entre los que se incluyen recordar tus preferencias de SafeSearch, aumentar la relevancia...

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WHAT TO DO IN CASE OF TRAFFIC ACCIDENT

WHAT TO DO IN CASE OF TRAFFIC ACCIDENT Nobody likes to think about what would happen in case of a traffic accident, but is vitally important act correctly, by the criminal consequences which could have both personal safety, as well as to be able to use our car insurance coverages and collect the relevant compensation. Firstly, it is necessary to mark the place of the accident with the obligatory triangles and set up the four indicators...

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WHAT IS THE FIRST RISK INSURANCE?

WHAT IS THE FIRST RISK INSURANCE? The first risk insurance is a form of insurance from home that can be very beneficial for the insured in some cases and, in any case, simplifies the claim for compensation in case of loss or theft. The first risk insurance ensures a certain value to which the insured is cubierto1, regardless of the total value. This allows you to know at all times what will be the compensation without that applies the proportional...

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SICK LEAVE FOR SELF-EMPLOYED INSURANCE

SICK LEAVE FOR SELF-EMPLOYED INSURANCE Self-employed workers face a difficult reality before the sick leave and periods of temporary disability. Social security and the forecasted attendance allowances not usually suffice to cover the expenses and needs of self-employed, and more for those listed for the minimum (which most are), independent of the level of income that have. There are currently two types of Social Security benefits case...

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WHO IS THE BENEFICIARY IN DEATH LIFE INSURANCE?

WHO IS THE BENEFICIARY IN DEATH LIFE INSURANCE? The main purpose of life insurance is to ensure capital to cover unexpected situations and ensure the economic tranquillity to the insured and their families. WHAT MEANS TO BE A BENEFICIARY OF A LIFE INSURANCE When life insurance is contracted for death cases, the beneficiary is the person designated by the insured to receive payment of the benefit insured in case of death. It should...

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WHAT IS SOLVENCY II AND HOW IT AFFECTS CONSUMERS

WHAT IS SOLVENCY II AND HOW IT AFFECTS CONSUMERS In recent months it has heard much of Solvency II. For the professionals of the sector, this is not anything new, but for the rest of us may be a term 'rare' and even alarming. In this article we will explain in a simple way that it is that of Solvency II and, above all, how it affects us consumers from insurance. From 1 January 2016, Solvency II is the new system of risk assessment and...

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