A HEART ATTACK IS COVERED BY LIFE INSURANCE?

A HEART ATTACK IS COVERED BY LIFE INSURANCE?

There are many people that have been made to this question. Truly a heart attack covers life insurance? In this article we respond to this question and we tell you how to handle this type of accident insurers.

Life insurance covers the death from any cause, including the infarct. However, this topic has been especially controversial because it contains some issues which should be taken into account.

LIFE INSURANCE IF IT COVERS INFARCTION IF THIS CAUSES DEATH

As we said, life insurance covers any disease that causes death, including own infarction. However, there are some limits. Imagine that you are 46 years old and you've decided to make a life insurance but had previously suffered a heart attack. When it comes to register life insurance you would be obliged to declare this fact but for the reason that is, decide not to do so.

If in the future, you suffer a heart attack again and this eventually caused the death, the insurance company may refuse to enforce the contract if you discover that this fact has been omitted. This is the only case in which your insurance company would not you cover of a heart attack.

AND IF THE INFARCTION DOES NOT CAUSE DEATH?

In this case will depend much on the services that you have contracted on your life insurance. There are some companies that cover this kind of event in anticipation of 50% or 100% of the insured capital, and others that ensure additional to such situations.

There are also other insurance that do not include this option so you always have to read well all our life insurance contract for detailed of what protects us and what not.

In any case, if you would like to review other proposals of life insurance, or studying the improvement of your current insurance conditions, we recommend that you support you in our comparison of insurance, where you will find up-to-date form, all the offer available on the market.